GET `/v1/ai/credits`

Zinn® credit balance, whether to offer more, and the packs for sale.

Authentication

Send an API key as a bearer token. The key must carry the sites.view permission; a key without it is refused with 403, not 404.

Where your organisation id goes

This endpoint takes org_id as a query parameter. Leave it out and the call covers your whole tenancy subtree; send it to narrow the call to one organisation.

Your organisation id is on the API keys screen in your dashboard, beside the key itself. It is the same id in every call you make.

Try it

Replace anything in angle brackets with your own values, and the key placeholder with a key from your dashboard.

curl -X GET https://api.zinndigital.com/v1/ai/credits \
  -H "Authorization: Bearer zdk_live_…"

Signed in? The API console in your dashboard fills in your real organisation id and your own key, and runs the request against the live API so you can see the actual response. Open this endpoint in the API console

Details

Everything the three credit surfaces need, in **one** request: the balance, whether this customer is genuinely short, and the packs they can buy. The AI page, the header chip and the upsell banner all read this endpoint rather than each deciding "is this customer low?" for itself. Two behaviours reading one fact is how a header comes to nag somebody the banner has decided is fine, so `state.is_low` is computed server-side and every surface renders it. `state.on_byo` is `true` only when a live customer key exists for **every** provider we route to, so credits genuinely cannot be spent. The banner must stay silent in that case: selling credit to somebody whose every call runs on their own key sells them something that will never be spent. It is **not** "this org has a key" — a customer holding one Anthropic key still pays us for Google, OpenAI and xAI. Amounts are USD **micros** (1 minor unit = 10,000 micros; 1 USD = 1,000,000), because one model call costs a fraction of a cent and rounding each one up to a penny over-bills by two orders of magnitude. `packs[].price_minor` is ordinary integer minor units, because that is what the customer is charged. Requires `sites.view`.

Parameters

Name	Type	Required	What it is
`org_id (query)`	`Uuid`	No	Which organization this is about. Required when the caller belongs to more than one; a caller in exactly one may omit it.

Response

Name	Type	Required	What it is
`state`	`AiCreditState`	Yes	—
`packs`	`AiCreditPack[]`	Yes	—
`settings`	`AiCreditSettings`	Yes	The customer's standing instruction about topping up, and what has become of it. Owner, 2026-08-24, reading `/ai` on production: *"The auto top section doesnt allow you to selec…
`history`	`AiCreditHistoryLine[]`	Yes	The 25 most recent movements, newest first.
`funding_routes`	`AiProviderFunding[]`	Yes	Who pays for the next call, per provider. Read on the SAME request as the balance, so a screen cannot render a funding claim from one moment beside a balance from another.
`spends`	`AiCreditSpend[]`	Yes	Everything this credit buys — the metered surfaces derived from the engine's own meter, the credit-only spends that write no usage row, and the fixed-price AI products.

Errors this endpoint can return

401 · 403 · 422 · 429