인증
Bearer 토큰으로 API 키를 전송하세요. 키는 반드시 billing.payment.manage 권한을 가지고 있어야 하며, 권한이 없는 키는 404가 아닌 403으로 거부됩니다.
조직 ID가 들어가는 위치
이 엔드포인트는 org_id을(를) 쿼리 매개변수로 사용합니다. 생략하면 테넌트 하위 트리 전체가 호출 대상이 되며, 값을 전달하면 특정 조직으로 호출 범위를 좁힐 수 있습니다.
조직 ID는 대시보드의 API 키 화면에서 키 바로 옆에 있습니다. 이는 실행하는 모든 호출에서 동일한 ID입니다.
무료 체험하기
대괄호 안에 있는 모든 내용을 사용자 지정 값으로 바꾸고, 키 플레이스홀더는 대시보드의 키로 바꾸세요.
curl -X POST https://api.zinndigital.com/v1/wallet/top-ups \
-H "Authorization: Bearer zdk_live_…" \
-H "Content-Type: application/json" \
-d '{ "amount_minor": <integer>, "currency": <string> }'로그인하셨나요? 대시보드의 API 콘솔이 실제 조직 ID와 본인의 키를 자동으로 채우고 라이브 API를 대상으로 요청을 실행하므로 실제 응답을 확인할 수 있습니다. API 콘솔에서 이 엔드포인트를 여세요
상세 정보
Charged on **your provider's own** payment account when you are a reseller's client, and on Zinn®'s when you buy directly. The credit is written when the payment **captures**: a crypto invoice awaiting confirmation (`pending`) or a card awaiting 3-D Secure (`requires_action`) returns 201 with that status and **no** balance change, because the money has not arrived. 422 when your provider has not finished connecting a payment account — the charge is refused rather than settled somewhere else. ⚖️ **Credit bought from Zinn® is never refundable, including on account closure, and never expires** (owner ruling 2026-08-22). Call `GET /v1/wallet/top-ups/estimate` first and show the customer what they will actually receive — on a crypto rail that can be less than the amount quoted, because we credit what settles rather than what was asked for. Requires `billing.payment.manage`.
매개변수
| 이름 | 유형 | 필수 | 설명 |
|---|---|---|---|
org_id (query) | Uuid | 아니요 | Which of your organizations this applies to. Required only when you belong to more than one here — otherwise it is inferred, and an id outside your direct memberships is a 404 r… |
요청 본문
| 이름 | 유형 | 필수 | 설명 |
|---|---|---|---|
amount_minor | integer | 예 | Minor units. The ceiling is a fat-finger guard, not a business rule — your provider's own gateway applies the real limits. |
currency | string | 예 | — |
idempotency_key | string | 아니요 | Your own replay key. Optional; when absent the server mints one, so a double-submit is at worst a second deliberate-looking top-up rather than a silent double charge. |
gateway | string | 아니요 | Which rail to take the money on — `stripe`, `paypal` or `nowpayments`. ⛔ Only meaningful when you buy directly from Zinn®: a reseller's client is always charged on their provide… |
응답
| 이름 | 유형 | 필수 | 설명 |
|---|---|---|---|
quoted_minor | integer | 아니요 | What the customer asked to add, and what the screen promised them. |
settled_minor | integer | null | 아니요 | What actually arrived. **`null` = not known yet**, never zero. |
fee_minor | integer | null | 아니요 | What the provider kept out of the settlement. **`null` = not known**, never zero — recording an unknown as `0` would credit the customer the shortfall. |
credited_minor | integer | 아니요 | What went into the balance — `settled_minor - fee_minor`. |
shortfall_minor | integer | null | 아니요 | `quoted_minor - credited_minor`. `null` until the top-up settles. Derived rather than stored: it is a difference between two recorded facts, and a stored copy is a second source… |
purpose | string<general, ai> | 아니요 | — |
is_auto | boolean | 아니요 | Whether a standing instruction created this, rather than a person. |
action_url | string | 아니요 | Where the customer must go to finish paying — a crypto pay-link or an SCA challenge. Losing it strands a pending top-up with no way to complete it. |
id | Uuid | 예 | UUIDv7 identifier — sortable by creation time (docs/02 §8). |
amount_minor | integer | 예 | — |
currency | string | 예 | — |
status | string<pending, requires_action, captured, failed> | 예 | ⛔ Credit is written on `captured` only. `pending` (a crypto invoice confirming) and `requires_action` (3-D Secure) both mean the money has not arrived yet. |
refunded_minor | integer | 예 | — |
refundable_minor | integer | 예 | What is left to send back to the card. Zero unless it captured. |
gateway | string | 아니요 | The provider's driver — `stripe`, `paypal`, `nowpayments`. ⛔ Never a credential and never a merchant-account reference: which account your provider banks with is their commercia… |
error | string | 아니요 | The gateway's refusal, in words the customer can act on. |
created_at | string | 예 | — |
captured_at | string | null | 아니요 | — |
이 엔드포인트가 반환할 수 있는 오류
401 · 403 · 404 · 422 · 429